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This technology also applies to contactless payments. The technology is designed to help protect you against fraud at the point-of-sale. The terminal reads and verifies the card, authorizing the purchase. Beware of overdraft charges. When youre ready to check out, enter in your debit card information when prompted just like you would with a credit card. Be cautious with making purchases online by verifying the website is reputable, secure, and trusted. You can either withdraw cash, deposit a check or cash, transfer money, or view your balance. This makes it more difficult for fraudsters to steal your information, helping to maximize the security of your debit card. After youre finished with the transaction, be sure to take both your debit card and receipt with you. Follow the prompts and provide your PIN when directed. What is an EMV chip? Debit cards let you get cash quickly. You can use your debit card at an automated teller machine, or ATM, to get money from your checking account. A debit card is linked to a bank account, such as a checking account, and you can use the card for purchases. Some consumers prefer to use their debit card as a budgeting tool since you. 3 Things to Know
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